No bank login.
Ever.
cozy money, happy cat ♪
Track expenses, budgets, jars and debts on a phone that keeps it all to itself. No account, no cloud, no monthly fee.
Total balance
Monthly Report
september's little summary is ready to read
100%
Offline
airplane mode friendly
$0
Per month
one purchase, no renewals
29
Currencies
rates cached on device
16
Languages
and a daily streak
Daily expense manager
Three taps, logged.
income works the same way.
Pick a category, type the amount, done. Add a note, attach a receipt, or move it between accounts if you want to — but you never have to.
- 247 icons — build the categories you actually use
- 5 files an entry — a receipt, a warranty, an invoice
- Running balance — updated as you type
Monthly budget tracker
Nudges, never nags.
a ceiling, not a cage.
Set a cap per category and watch what's left, not what's gone. Pacing tells you if you're spending too fast this month; unspent budget can roll into the next.
Remaining this month
of 13,000 budgeted · none over
Saving goals
Watch each jar fill.
little jars, big dreams
Give a goal a target and a deadline, then pay real deposits into it. Every deposit posts against a real account, so nothing gets counted twice.
Mortgage & Rent
86% — nearly there
Mobile Phone
50% — halfway ♪
Debt payoff
Who owes who, settled.
keep friendships expense-free
Track loans, cards and the twenty you lent a friend in one list. Record repayments and watch the balance shrink from both directions.
You owe
across 1 person
Owed to you
across 1 person
Bills manager
Rent logs itself.
set it once, forget it forever
Salary, rent, the gym. Daily, weekly, monthly, or a custom schedule down to chosen weekdays. The entry posts on its due date whether the app is open or not.
Next 7 days
3 items
Private by design
Nothing leaves
your phone.
everything above runs on your device alone.
100% offline
airplane mode friendly
No sign-up
skip the email
Biometric + PIN
locks behind you
Any currency
converted automatically
Autopilot
monthly things repeat
Limits & jars
caps that flex
Owed & owing
friends stay friends
Attachments
photo or pdf, per row
Export
csv, pdf, pc report
Multiple languages
and a daily streak
Calendar
tap a day to peek
Search & filter
by text, date or amount
Backups you keep
saved on your phone, not a server
Back everything up to a file you hold, restore it onto a new phone in one step, and export a month as PDF or your entries as Excel. There is no server to breach, because there is no server.
Cash, cards, currencies
Multiple wallets, one number.
5 places your money sleeps
Bank, cash, credit card, wallet and savings side by side. Transfer between them and both balances move. Live rates are cached on device, so conversion still works on a plane.
Total balance · all accounts
approx · rates 3 Sept
What it costs
Buy once.
Yours forever.
pinky promise ♪
Money Manager
every feature, from day one
one charge on the store, then it's yours ♪
Before you download
Questions, answered.
Do I need an account?
No. There is no sign-up, no email and no password. Open the app and start logging — the first entry takes about four seconds.
Where does my data actually live?
In a database on your phone. Nothing is uploaded, synced or sold, because there is no server to send it to. Turn the network off and everything still works.
Is it really a one-time purchase?
Yes. One charge on the store and every feature is unlocked, including future updates. No subscription tier, no paywalled screens.
Can I get my data out?
Back up everything to a file you keep, restore it onto a new phone in one step, or export a month as PDF and your entries as Excel or CSV.
What if I lose my phone?
Restore your last backup file on the new one. Auto-backup runs every seven days and keeps the last five, so there is usually a recent file waiting.
